20896 ZIP Code — Garrett Park, MD

Montgomery County, Maryland

ZIP code 20896 is located in Garrett Park, Maryland, within Montgomery County. It covers approximately 0.34 square miles and serves a population of 840 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301/240.

About ZIP code 20896

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $909,300. Owner-occupancy is high at 95%, well above the national average.

The gap between median ($250,001) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 51% of workers work from home.

Educational attainment is high — 89% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 20896 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

840

population

0.34

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20896 ZIP code map

Cities in ZIP code 20896

Below are the cities the US Postal Service accepts for ZIP code 20896. Using any city not on this list may result in mail delivery delays.

City	Status
Garrett Park	Acceptable

Demographics updated 05/2026

Population
Total population	840
Population density	2,471 / sq mi
State FIPS	24
County FIPS	031

Geography
Land area	0.34 sq mi
Water area	0.00 sq mi
Latitude	39.0348
Longitude	-77.0926
Timezone	Eastern (ET)
Area code	301/240

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	3.9%	20.6%	28.2%
$50k – $100k	14.9%	24.2%	28.2%
$100k – $200k	30.1%	31.9%	30.1%
Over $200k	51.1%	23.3%	13.4%

Demographics & statistics

840

Population

2,471

People per sq mi

53.2

Median age

$250,001

Median household income

$108,982

Per capita income

$909,300

Median home value

$2,679

Median monthly rent

94.8%

Home ownership

1.9%

Poverty rate

3.2%

Unemployment

320

Housing units

88.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	149	17.7%
18 and over	691	82.3%
65 and over	237	28.2%
Median age	53.2 years

Race & ethnicity

White 80.1%

Two or more races 7.9%

Asian 5.6%

Hispanic or Latino 5.5%

Black or African American 0.9%

Group	Count	%
White	712	80.1%
Two or more races	70	7.9%
Asian	50	5.6%
Hispanic or Latino	49	5.5%
Black or African American	8	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	3.9%	20.6%	28.2%
$50k – $100k	14.9%	24.2%	28.2%
$100k – $200k	30.1%	31.9%	30.1%
Over $200k	51.1%	23.3%	13.4%

$15k–$25k 0.6%

$35k–$50k 4.9%

$50k–$75k 4.9%

$75k–$100k 4.0%

$100k–$150k 9.9%

$150k–$200k 13.9%

$200k+ 61.7%

Range	% of households
$15k–$25k	0.6%
$35k–$50k	4.9%
$50k–$75k	4.9%
$75k–$100k	4.0%
$100k–$150k	9.9%
$150k–$200k	13.9%
$200k+	61.7%
Median income	$250,001

Housing

Home values

$100k–$150k 0.7%

$300k–$500k 0.7%

$500k–$1M 68.1%

$1M+ 30.6%

Housing overview

Metric	Value
Median home value	$909,300
Median rent / month	$2,679
Owner occupied	94.8%
Renter occupied	5.2%
Vacant	3.9%
Single-family detached	98.8%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	8.2
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	3.9%
2000–2009	6.8%
1990–1999	1.5%
1980–1989	2.4%
1970–1979	1.2%
1960–1969	8.3%
1950–1959	30.0%
1940–1949	12.2%
1939 or earlier	33.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.6%
2 bedrooms	7.7%
3 bedrooms	38.3%
4 bedrooms	32.0%
5+ bedrooms	21.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	34.0%
2 vehicles	44.1%
3 or more	21.3%

Heating fuel

Fuel type	%
Utility gas	84.0%
Electricity	11.7%
Propane / LP gas	3.7%
Fuel oil	0.6%

Households & families

Household type	Count	%
Married-couple family	207	63.9%
Cohabiting couple	24	7.4%
Male householder, no spouse	28	8.6%
Female householder, no spouse	65	20.1%
Households with children under 18	93	28.7%
Households with seniors (65+)	132	40.7%
Average household size	2.52

Marital status

Status	Male	Female
Never married	30.1%	22.8%
Married	60.3%	57.2%
Separated	0.0%	3.4%
Widowed	2.5%	11.3%
Divorced	7.1%	5.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 2.1%

Some college, no degree 6.2%

Associate's degree 2.8%

Bachelor's degree 28.2%

Graduate / professional 60.7%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	88.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	30	15.9%
Kindergarten	7	3.7%
Elementary school	61	32.3%
High school	37	19.6%
College / grad school	54	28.6%

Employment

Industry of employment

Professional & management 29.4%

Education & healthcare 17.7%

Public administration 12.1%

Finance & real estate 7.9%

Retail trade 5.4%

Other services 5.1%

Arts, food & hospitality 4.9%

Construction 4.0%

Information 3.5%

Manufacturing 3.3%

Wholesale trade 3.0%

Transportation & utilities 2.6%

Agriculture & mining 1.2%

Occupation

Category	%
Management, business & arts	88.8%
Service	2.6%
Sales & office	8.4%
Natural resources & construction	0.2%
Production & transportation	0.0%

Employment type

Type	%
Private sector	72.5%
Government	22.8%
Self-employed	4.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	32.4%
Carpool	3.6%
Public transit	10.2%
Walk	2.1%
Work from home	50.5%
Other means	1.2%
Avg commute (minutes)	29.0

Poverty

All people 1.9%

Under 18 years 2.0%

18 and over 1.9%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	32.7%
Retirement income	37.0%
Supplemental Security	0.6%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	18.5%
High blood pressure	28.8%
High cholesterol	37.9%
Diabetes	7.0%
Heart disease	5.2%
Stroke	2.1%
Asthma	7.5%
Arthritis	21.6%
Kidney disease	2.4%
Pulmonary disease	3.6%
Cancer	8.6%

Behavior / access	%
Smoking	5.5%
Binge drinking	12.3%
No physical activity	11.1%
Less than 7 hrs sleep	24.3%
Depression	15.1%
Fair or poor health	6.2%
Poor mental health	8.9%
Poor physical health	5.4%
No health insurance	5.4%
Visited doctor (checkup)	75.9%
Visited dentist	80.8%
Cholesterol screening	96.6%
Teeth loss	3.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	21	3.0%

Disability	%
Any disability	9.5%
Under 18	2.0%
18–64 years	3.7%
65 and over	25.3%

Health insurance coverage

Type	%
Private insurance	95.8%
Public insurance	28.5%
No insurance	0.4%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	805	95.8%
Spanish	3	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.2%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	769	91.5%
Born in same state	749	89.2%
Born in different state	170	20.2%
Foreign born	20	2.4%
Naturalized citizen	71	8.5%
Not a US citizen	61	85.9%

Ancestry

Ancestry	Count	%
Italian	157	18.7%
French	113	13.5%
Arab	28	3.3%
Polish	15	1.8%

Ancestry	Count	%
Irish	9	1.1%
English	9	1.1%
Dutch	2	0.2%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20896

What city is ZIP code 20896 in?

ZIP code 20896 is primarily assigned to Garrett Park, Maryland.

What county is ZIP code 20896 in?

ZIP code 20896 falls within Montgomery County, Maryland.

How educated is the population of ZIP code 20896?

89% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 20896 mostly owner-occupied?

95% of occupied units in ZIP code 20896 are owner-occupied, well above the national average.

Does ZIP code 20896 have an older population?

28% of residents in ZIP code 20896 are 65 or older, above the national average of ~17%.

What is the median household income in ZIP code 20896?

The median household income in ZIP code 20896 is $250,001, above the national median of ~$75,000.

What timezone is ZIP code 20896 in?

ZIP code 20896 observes the EST timezone.